In this lecture, entitled The Importance of Financial Literacy: Lessons From Many Years of Data, Annamaria Lusardi will present data from the Big Three (three questions to measure financial literacy), the Personal Finance Index (twenty-eight questions to measure financial literacy), and new information from the Consumer Expectations Survey from the European Central Bank to document very low levels of financial literacy in the United States and around the world.

The rapid evolution of tools like ChatGPT, Gemini, and Claude confronts us with urgent questions: How do we understand and use these tools? How might we integrate these technologies effectively? Where do we set the academic and ethical boundaries for their use? John G. Schumacher's talk, Generative AI and Higher Education: Practical Insights for Today and Tomorrow, will explore the current generative AI landscape, offering practical insights for educators and institutions.

The mental health needs of people of color are largely invisible because they underutilize mental health services and are not the focus of research. Neuroscience data suggest that pragmatic, problem-solving approaches are the most personally relevant for Asian Americans, the least likely ethnic group to use mental health services. In this talk, Gordon Hall will discuss the development of the Mind Boba app to make psychotherapy more personally relevant and accessible to Asian Americans.